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Third Party Data

Frequently Asked Questions

Frequently asked questions about Mobilewalla's third-party data and intelligence products

What is third-party data?

Third-party data is information collected by an external, independent provider, like Mobilewalla, from multiple aggregated sources. It helps businesses gain insights they cannot derive from their own first-party datasets, such as device behavior, app usage trends, consumer mobility, and market-level intelligence. 

How is third-party data different from first party and second-party data?

Here is what differentiates first-party, second-party, and third-party data:

  • First-party data: Data a company collects from its own users (apps, CRM, website). 
  • Second-party data: Another company’s first-party data shared through partnerships. 
  • Third-party data: Aggregated, privacy-compliant data from multiple ecosystems (devices, apps, ad-tech, mobility, marketplace signals), providing additional context about the consumer and enriching decision-making at scale. 
Where does third-party data typically come from?

Third-party data comes from consent-driven sources such as mobile app ecosystems, publishers, ad-tech networks, device sensor signals, app metadata, and location/mobility insights. Providers like Mobilewalla collect, clean, and aggregate these into stable datasets or productized signals. 

Is third-party data anonymised?

Yes. Providers like Mobilewalla only work with anonymized and pseudonymized identifiers, not PII. This ensures strong privacy protection. 

Is it legal to use third-party data?

Yes, third-party data is legal to use when sourced and processed under user consent frameworks, and if it is compliant with local privacy regulations. Mobilewalla data as well as their LendBetter, and Market Flow solutions operate under GDPR, PDPB, CCPA, and region-specific guidelines. 

How is user consent managed by third party data providers?

Mobilewalla, as a highly trusted industry source for third-party data, works only with partners in the ecosystem who capture consent transparently. All data we capture globally is non-PII.

How does third-party data from Mobilewalla comply with privacy regulations?

Mobilewalla maintains compliance through anonymization, opt-out mechanisms, strict data vendor vetting, and audit procedures across all markets we operate in. Mobilewalla data products and services, including but not limited to LendBetter, Market Flow, and our Data Enrichment solutions, operate under GDPR, PDPB, CCPA, and region-specific guidelines. 

What is data aggregation and how does it protect user privacy?

Data aggregation in context of third-party data implies grouping of signals (e.g., device behaviour, mobility flows) at a segment or location level, ensuring no individual can be identified, essential in products like Mobilewalla Market Flow that provides broadband providers with granular market and customer insights for operational planning and strategic decisioning.

Why use third-party data when businesses already have first-party data?

First-party data shows “what customers did in the context of their relationship with you.” Third-party data from Mobilewalla provides context on: 

  • What similar users are doing outside of your ecosystem 
  • Competitor exposure 
  • Device behavior patterns 
  • Risk or fraud markers (via LendBetter) 
  • Telco market movement (via Market Flow) 

This creates a more complete user profile for achieving better outcomes in use cases such as campaign optimization, boosting free-to-paid conversions, optimizing default risk in lending to thin-file and new-to-credit, preventing fraud, etc. 

What business value does third-party data add?

Third-party data, from reputed and trusted providers such as Mobilewalla, enriches decision-making with signals that reveal intent, risk, fraud patterns, competitor influence, mobility, and multi-app behaviors, and thus helping digital first businesses build more complete profiles of their users and prospective customers.

Can third-party data improve AI/ML model accuracy?

Yes. Third-party data artifacts such as Mobilewalla’s set of predictive consumer features can consistently add 10–25% predictive lift across models involving risk scoring, churn prediction, segmentation, and offer propensity. 

How does third-party data help when entering new geographies?

Third-party data, when sourced from a reputed and reliable source like Mobilewalla, provides rich market-level consumer/context data even before a business builds first-party datasets in a new region. It can be a great strategy to explore third-party data for pushing initial use cases in a new market, as first-party data is limited in such scenarios.

Which business functions benefit from third-party data?

Third-party data use cases span a wide spectrum of functions across marketing, lending, fraud, risk, product, operations, network planning, and customer analytics. Data providers such as Mobilewalla are adept at understanding the needs of each of these domains and providing the right solutions that lead to optimal predictive performance lift consistently.

What are common misconceptions about third-party data?
  • That third-party data always contains personal or sensitive data (it does not). 
  • That it is unreliable (quality depends on provider maturity — Mobilewalla is an enterprise-grade provider). 
  • Privacy laws prohibit third-party data (they regulate it, not prohibit it).
What types of third-party data does Mobilewalla provide?

Mobilewalla provides a wide range of third-party data based predictive customers features that power machine learning use cases across functions like risk, marketing, fraud, network planning etc. Some of the foundational ones are as follows:   

  • Device and behavioral metadata 
  • App usage and affinity intelligence 
  • Mobility and location-derived household insights 
  • Fraud, risk, and stability indicators (LendBetter) 
  • Market share and subscriber flow analytics (Market Flow) 
  • Consumer segments and enriched user attributes 
What are key things to look for when evaluating third party data?

While evaluating and choosing a third-party data provider, make sure to test for the following during the POC, and/or during discussions: 

  • High quality 
  • Breadth, depth and scale 
  • Privacy and consent compliant
What are MAIDs (Mobile Advertising IDs)?

MAIDs are anonymized device identifiers used for ad attribution and analytics, set at an operating system level and unique to every smartphone. Mobilewalla uses MAIDs as a privacy-safe backbone for device-level enrichment.

What is data enrichment?

Data enrichment is the process of adding new variables from third-party data providers such as Mobilewalla to a business’s first-party user records to create a richer customer dataset.

What are the common use cases of third-party data?

Some of the most compelling use-cases for a digital-first business to acquire third-party data from providers like Mobilewalla include: 

  • Location-based marketing 
  • Footfall attribution 
  • Customer acquisition or retention 
  • High value customer identification 
  • Look-a-like audiences 
  • Credit scoring (LendBetter) 
  • Fraud detection 
  • User segmentation & audience building 
  • Market share intelligence (Market Flow) 
Which industries benefit the most from the use of third-party data?

Mobilewalla works with leading global businesses across Fintech, Telco, e-commerce, gaming, QSR, OTT, travel, and marketplaces. 

How does Mobilewalla ensure data accuracy?

Mobilewalla ensures data accuracy using multi-source validation, machine learning checks, anomaly detection, and long-term behavioral consistency scoring. We validate our data through statistical benchmarking, external reference checks,and use of truth-sets periodically. Truth-set validations are used to assign confidence scores to certain predicted demographic features like Gender and Age.

What differentiates Mobilewalla’s data quality?

The key things that differentiate Mobilewalla’s data solutions from other third-party data providers are scale, multi-year consistency, multi-region coverage, highly predictive features across a variety of business use cases, and strict supplier auditing.

What is data coverage and why does it matter?

Coverage refers to % of devices, households, or users represented. Higher coverage results in more representative intelligence, especially solutions like LendBetter or Market Flow. Mobilewalla has device-level coverage across APAC, MENA, and global markets, powering both lending and telco use cases.

How secure is Mobilewalla’s data pipeline?

Mobilewalla adopts enterprise-grade encryption, secure transfer protocols, region-specific hosting, and SOC2-aligned practices. We build our data platform and analytics solutions on AWS infrastructure, enabling a reliable, scalable, and secure environment for managing vast datasets. While Mobilewalla applies our own privacy and governance policies, the underlying AWS platform provides secure compute, storage, and networking.

Do third-party data providers help their clients operationalise the use of the data?

A trusted and reputable third-party data provider like Mobilewalla will always provide data science support, model guidance, feature selection help, and post-integration tuning.