Digital lending in emerging markets is growing at an incredible pace, with customers and merchants eager to embrace simplified loan requirements and faster access to credit. Fintechs are seeing wide adoption of alternative credit solutions like “Buy Now, Pay Later” (BNPL), micro-loans, and use-case led credit.
However, an ongoing challenge for these fintech firms is managing new account acquisition and expansion with the risk of default, and the subsequent collection on those defaults.
We can help you drive growth for your digital lending business and enable you to approve more loan applications at a reduced risk of default. Our high scale, AI driven, privacy complaint data is highly predictive of consumer behavior and easily integrable for a variety of use cases spanning customer acquisition, risk management, and fraud prevention.
Download the eBook to learn how a leading credit card and consumer lending company improved their financial risk modeling to evaluate applicants for online loans and digital credit cards.
