Financial Technology

Manage Risk  While Improving Customer Acquisition

Leverage data and AI to enhance BNPL risk modeling

Fintech companies, in emerging markets, which offer alternative credit solutions like “Buy Now, Pay Later” (BNPL) are growing at an incredible pace with consumers and merchants eager to embrace simplified loan requirements and fast access to credit. Consumers like the flexibility while merchants appreciate the accelerated sales conversions.

However, an ongoing challenge for these fintech firms is managing new account acquisition and expansion with the risk of default, and the subsequent collection on those defaults.

To enhance the loan decision-making and collection processes, BNPL providers should look at enriching their internal data with large scale and high quality third-party data that can support a variety of key use cases.

Access our BNPL Data

BNPL Risk Management Webinar

Recently, Mobilewalla CEO Anindya Datta, joined the Fintech News Network's webinar discussing the Buy Now Pay Later Revolution.

“We are providing predictive artifacts: data that are predictive of how likely somebody is going to default in a loan,” Anindya said. 

In this webinar, was joined by leading players and industry experts to discuss the future of BNPL. Topics include:

  • How can fintech firms leverage alternative data to gain competitive advantage
  • What is the next stage of growth of BNPL?
  • How to minimise consumer defaults
Assessing Credit Worthiness with Alternative Data Case Study

eBook: Assessing Credit Worthiness with Alternative Data

Download the eBook to learn how a leading credit card and consumer lending company improved their financial risk modeling to evaluate applicants for online loans and digital credit cards.


Mobilewalla Solutions

Data Enrichment

Use third-party data to gain a deeper understanding of your customers - and your competitors’ customers.

Feature Engineering

Use AI and machine learning to make accurate predictions about buyer behavior.

Audience Segments

Identify and reach your most valuable prospects with campaign-specific audiences.

Ready to establish a data-driven competitive edge?

Talk To A Data Expert